Jurnal Ilmiah Satyagraha
Vol. 8 No. 1 (2025): Jurnal Ilmiah Satyagraha

PENGARUH RESIKO KREDIT TERHADAP PROFITABILITAS PADA PT. BANK NEGARA INDONESIA (Persero) Tbk.

Hairul Imam (Unknown)
Aliah Pratiwi (Unknown)
Alwi (Unknown)

Article Info

Publish Date
08 Oct 2025

Abstract

This research aims to determine the effect of credit risk on profitabilityat PT. Bank Negara Indonesia TBK. The instrument for this research is using thebalance sheet and profit and loss report at PT. Bank Negara Indonesia TBK from2014-2023. Meanwhile, the sampling technique used is purposive sampling, thecriteria are based on the availability of up-to-date data and research variabledata to be used. The data in this research was processed using SPSS. Thehypothesis testing method uses a significance level of 5%. The research resultsshow that Non-Performing Loans (NPL) have a significant effect on PT's ReturnOn Equity (ROE). Bank Negara Indonesia Tbk.

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Journal Info
Jurnal Ilmiah Satyagraha
Website

Abbrev

satyagraha

Publisher

Universitas Mahendradatta

Subject

Economics, Econometrics & Finance Social Sciences

Description

Jurnal Ilmiah Satyagraha specializes in Economics and is intended to communicate original research and current issues on the subject. This journal warmly welcomes contributions from scholars of related disciplines. Specifically, the journal will deal with topics, including but not limited to: ...