Jurnal Ekonomi Syariah Teori dan Terapan
Vol. 3 No. 8 (2016): Agustus-2016

Usaha Meminimalkan Risiko Pembiayaan Pada Pegadaian Syariah

Romadzuhri Nurbanatra (Airlangga University)
Muhammad Nafik H.R (Airlangga University)



Article Info

Publish Date
18 Feb 2017

Abstract

This research adopts a qualitative approach with a study case methodology. Data collection is done through personal interviews with informants, who are the head of branch, marketing staffs, administration staffs and clients of Pegadaian branch Blauran, Surabaya. Secondary data is also collected from documents pertinent to risk mitigation in Islamic Pawnshop (Pegadaian). The technique of analysis employed in this research is the Pattern-Matching technique accompanied with the narration of results of the interviews Results from this research suggest that the mitigation of funding risks have not been optimized in Islamic Pawnshop (Pegadaian). The risk mitigation process has only been formalities done withoutevaluation in order to comply with the standard procedures. Thus said, funding risks in Islamic pawnshop have not yet been optimally mitigated.

Copyrights © 2016






Journal Info

Abbrev

JESTT

Publisher

Subject

Economics, Econometrics & Finance

Description

Jurnal Ekonomi Syariah Teori dan Terapan (JESTT) accepts original manuscripts in the field of Islamics Economics, including research reports, case reports, application of theory, critical studies and literature ...