Tinjauan Implementasi Fatwa DSN NO.25/DSN-MUI/III/2002 Pada Pelaksanaan Penjualan Barang Gadai Yang Tidak Ditebus Di Bank JATIM Syariah

Khurin Fijria Nuzula (Airlangga University)
Irham Zaki (Airlangga University)

Jurnal Ekonomi Syariah Teori dan Terapan
Vol. 3 No. 5 (2016): Mei-2016

The purpose of this research is to assess the compliance of the selling procedures for unredeemed pawn goods (Marhun) in accordance to the National Sharia Council’s Fatwa No:25/DSN-MUI/III/2002 in Bank Jatim Syariah. The selling of unredeemed pawn goods (marhun) is analyzed from 4 aspects : (1) Maturity, (2) the execution of sale, (3) the result of the sale and (4) the excess or deficit from the result of the sale. This research adopts a qualitative approach with a case study methodology. The result of this research suggests that there is incompliance to the National Sharia Council’s Fatwa No:25/DSN-MUI/III/2002 in the act of selling unredeemed pawn goods (marhun) by Bank Jatim Syariah, however this incompliance does not indicate any breach to the sharia rulings on sales and purchase.