Jurnal Ekonomi, Manajemen Pariwisata dan Perhotelan
Vol. 3 No. 3 (2024): September: Jurnal Ekonomi, Manajemen Pariwisata dan Perhotelan

Seberapa Layak Pembiayaan Perbankan Syariah di Indonesia? Sebuah Pendekatan Systematic Literature Review

Kholid Kholid (Unknown)



Article Info

Publish Date
30 Sep 2024

Abstract

Islamic banking financing has become a crucial component of the Indonesian financial sector, providing a sharia-compliant alternative to conventional financing. Despite its rapid growth, assessing the feasibility of Islamic banking financing remains a major challenge, particularly in terms of risk management, financial sustainability, and regulatory compliance. Previous studies have assessed the feasibility of financing using various methods, including the 5C approach (Character, Capacity, Capital, Collateral, and Condition). However, research in this area remains fragmented, with a lack of systematic analysis of key trends, methodologies, and influencing factors. This study uses a Systematic Literature Review (SLR) to synthesize and analyze existing research on the feasibility of Islamic banking financing in Indonesia. The review covers studies published between 2020 and 2022, focusing on the distribution of research, analytical techniques, and key determinants affecting the feasibility of financing. The findings reveal that most studies emphasize credit risk assessment, financial literacy, and the regulatory framework, but lack a unified approach to measuring feasibility. The results of this study provide valuable insights for Islamic financial institutions, regulators, and researchers, highlighting the need for an integrated risk assessment model, a better regulatory framework, and enhanced financial literacy initiatives to strengthen Islamic banking financing in Indonesia. This research contributes to the development of a more structured and comprehensive framework for evaluating financing feasibility, ensuring sustainable growth and financial inclusion in the Islamic banking sector.

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Journal Info

Abbrev

jempper

Publisher

Subject

Decision Sciences, Operations Research & Management Economics, Econometrics & Finance

Description

Jurnal Ekonomi, Manajemen Pariwisata dan Perhotelan (JEMPPER): menyambut baik kiriman yang memberikan wawasan tentang masalah terkini dan utama yang berhubungan dengan studi Ilmu Ekonomi Manajemen termasuk Manajemen Pariwisata dan Perhotelan. Jurnal ini menyediakan tempat bagi para peneliti dan ...