Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah
Vol 10 No 5 (2025)

Pengaruh Perilaku Konsumen Terhadap Keputusan Pembelian Mahasiswa Angkatan 2022/2023 Fakultas Ekonomi dan Bisnis Islam (FEBI) Universitas Islam Negeri Fatmawati Sukarno (UINFAS) Bengkulu

Alnizam (Unknown)



Article Info

Publish Date
25 Nov 2025

Abstract

ABSTRAK This study aims to analyze the influence of cultural, social, personal, and psychological factors on the purchasing decisions of students at the Faculty of Economics and Islamic Business (FEBI), UIN Fatmawati Sukarno Bengkulu, class of 2022/2023. Theoretically, consumers are considered rational agents who maximize utility; however, in practice, purchasing behavior is also influenced by psychological and social factors. This quantitative study employs a causal associative design and collects data through Likert-scale questionnaires distributed to 100 respondents. Data analysis uses multiple linear regression, t-tests for partial hypothesis testing, and F-tests for simultaneous hypothesis testing. The results show that all factors positively and significantly affect purchasing decisions, with personal factors being the most dominant. The regression model explains 65.5% of the variance in purchasing decisions. Implications of the study suggest marketers should personalize marketing content and emphasize the halal aspect of products in accordance with the Islamic values held by the students. Further research is recommended to explore additional external variables and employ mixed methods to better understand intrinsic motivations and Islamic values in consumer behavior.

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Journal Info

Abbrev

Mas

Publisher

Subject

Economics, Econometrics & Finance Social Sciences

Description

Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah (e-ISSN: 2580-5800; p-ISSN: 2527-6344) is a journal that is managed by the Islamic Banking Study Program, Muhammadiyah University of Surabaya and in collaboration with professional organizations, namely Ikatan Ahli Ekonomi Islam. This ...