FUNDS: Jurnal Ilmiah Akutansi, Keuangan, dan Bisnis
Vol 4 No 1 (2025): FUNDS

EXPLORATORY ANALYSIS OF PUBLIC INTEREST IN HAJJ SAVINGS (CASE STUDY AT BSI ENREKANG BRANCH)

Warda, Warda (Unknown)
Syarifuddin, Ahmad Dzul Ilmi (Unknown)



Article Info

Publish Date
29 Nov 2025

Abstract

This study aims to analyze the factors influencing public interest in Hajj savings at Bank Syariah Indonesia (BSI) Enrekang Branch and the challenges faced in its utilization. The research employs a qualitative case study approach with data collected through observation, interviews, and documentation, and analyzed using data reduction, data display, and conclusion drawing with source and technique triangulation for validity testing.The findings show that public interest is influenced by trust in the bank, ease of registration processes, economic conditions, promotion, and service quality. The main challenges identified are limited access to branch offices and insufficient public understanding of Islamic banking products and principles. These findings indicate the need for enhanced education and equitable service distribution to optimize community participation in Hajj savings.

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Journal Info

Abbrev

funds

Publisher

Subject

Economics, Econometrics & Finance

Description

FUNDS: Jurnal Ilmiah Akuntansi, Keuangan, dan Bisnis merupakan jurnal yang mengupas artikel berkaitan dengan topik seputar akuntansi, keuangan Syariah dan Ekonomi Islam. Jurnal ini mempublikasikan kajian ilmiah yang bersifat murni (pure sciences) dan terapan (applied science) pada bidang ilmu ...