Economics Note
Vol. 1 No. 2: Economics Note, October 2025

Inklusi Keuangan Syariah sebagai Instrumen Pembangunan Ekonomi Inklusif

Ahmad Fauzan (Jurusan Ekonomi Syariah, Universitas Islam Negeri Sumatera Utara, Medan, Indonesia)



Article Info

Publish Date
31 Oct 2025

Abstract

Islamic financial inclusion plays a significant role in promoting inclusive economic development, particularly in Muslim-majority countries. This study aims to analyze the contribution of Islamic financial inclusion in strengthening equitable economic growth through access to Sharia-compliant financial products and services. Using a qualitative descriptive approach, this research examines the development of Islamic financial inclusion in Indonesia by integrating secondary data from Bank Indonesia, OJK, and academic journals. The results show that Islamic financial inclusion positively influences financial accessibility for marginalized communities, enhances micro and small enterprises, and supports poverty alleviation through zakat, waqf, and microfinance institutions. However, challenges remain in public literacy, infrastructure, and regulatory harmonization. The study concludes that comprehensive policy interventions and technological innovation in Islamic finance can accelerate inclusive economic development in Indonesia.

Copyrights © 2025






Journal Info

Abbrev

econote

Publisher

Subject

Economics, Econometrics & Finance

Description

Economics Note (ECONOTE) is a peer-reviewed open-access journal published by Lembaga Penelitian dan Pendidikan (LPP) Kalibra with registered number of e-ISSN 3110-2514, dedicated to advancing scholarly and practical knowledge in the field of economics. ECONOTE publishes both theoretical as well as ...