Jurnal Nuansa Karya Akuntansi
Vol. 3 No. 3 (2025): Jurnal Nuansa Karya Akuntansi

Pengaruh Literasi Keuangan, Financial Technology dan Social Media Terhadap Kinerja Keuangan UMKM di Kota Padang

Kusuma, Riza Pipi (Unknown)
Afriyenti, Mayar (Unknown)



Article Info

Publish Date
27 Dec 2025

Abstract

This study seeks to address a deficiency in our comprehension of the impact of financial education, digital tools, and social media on the profitability of micro, small, and medium-sized enterprises (MSMEs) in Padang City. This pertains to quantitative research. Padang City had 47,692 micro, small, and medium-sized enterprises (MSMEs), with 100 participating in the survey. The criteria for MSMEs registered with the Padang City Cooperative and MSME Service include those owned and managed by the Community, which utilize technology-based payment facilities, employing the random sampling technique, also referred to as the random sampling method. This sampling method utilizes the probability sampling approach. One hundred micro, small, and medium-sized enterprises (MSMEs) registered with the Padang City Cooperative and MSME Service were comprehensively surveyed using questionnaires to collect primary data. This study utilized a combination of documentation and questionnaires for data compilation, employing multiple linear analysis as the analytical technique. This study determined that financial literacy positively and significantly influenced the financial performance of micro, small, and medium-sized enterprises (MSMEs) in Padang City. Financial technology and social media positively influenced the financial performance of MSMEs.

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Journal Info

Abbrev

jnka

Publisher

Subject

Economics, Econometrics & Finance

Description

Jurnal Nuansa Karya Akuntansi (JNKA) is a scientific journal published 3 times a year (April, August, and Desember) by the Universitas Negeri Padang in collaboration with The Institute of Indonesia Chartered Accountant (IAI). Jurnal Nuansa Karya Akuntansi (JNKA) focus on the accounting education, ...