FINANCE : International Journal Of Management Finance
Vol. 3 No. 2 (2025): December

The Influence of Financial Literacy, Accounting Knowledge, and Fintech Usage on MSME Perfomance in Batam City

Rainnolv, Cellina (Unknown)
Viola Syukrina E Janrosl (Unknown)

Article Info

Publish Date
31 Dec 2025

Abstract

This study aims to analyze the influence of financial literacy, accounting knowledge, and fintech usage on MSME performance in Batam City. Using a quantitative research approach, data were collected from 856 MSMEs across 4 sub-districts (Batu Aji, Bengkong, Batam Kota, and Lubuk Baja), with a sample of 100 MSMEs selected through simple random sampling. The analysis results indicate that the variables of financial literacy, accounting knowledge, and fintech usage significantly influence MSME performance both simultaneously and partially. These findings suggest that enhancing financial literacy, accounting knowledge, and fintech adoption can improve MSME performance in Batam.  

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Journal Info
FINANCE : International Journal Of Management Finance
Website

Abbrev

finance

Publisher

Publikasi Inspirasi Indonesia

Subject

Economics, Econometrics & Finance

Description

FINANCE : International Journal Of Management Finance: We are rummaging around the web for progressive and clairvoyant minds for this exponential journal to focus upon various components of management, accounting, trade, marketing, finance, economy, and behavioral study. This search can reach a ...