Muslim Business and Economic Review
Vol. 4 No. 2 (2025)

Hybrid Financial Innovation: A Sustainable Economic Recovery Model for OIC Nations

Md Sajidur Rahman MD SAJIDUR RAHMAN (Author)
Tarekol Islam Maruf (Faculty, Department of Business Management and Technology, Alfa University College Malaysia, Selangor, Malaysia)
Noor Adila Binti Abd. Raub (Faculty of Business Management, Universiti Teknologi Mara, Selangor, Malaysia)
Maniyarasi Gowindasamy (Faculty of Business and Technology, University of Cyberjaya, Selangor, Malaysia)



Article Info

Publish Date
30 Dec 2025

Abstract

ABSTRACT Global financial shocks, such as COVID-19 and other systematic vulnerabilities, dramatically threaten the world's economic resilience. These recessional events have revealed economic weakness, especially in OIC and other developing nations. resulting in a massive amount of job losses, disturbance in manufacturing, fiscal imbalances, recessions, and deflationary issues. Existing economic recovery strategies fail to ensure long-term financial sustainability and equitable development. This study examines a comprehensive framework to disclose a resilient economic recovery model that mitigates shocks and leads to sustainability in OIC countries. This study proposes a hybrid financial innovation model that ascertains government-backed crisis funds with Islamic financing mechanisms. Which can ensure sustainable agricultural funding and promote long-term economic resilience. It will save a shocked economy from recessions by its model mechanism. Observing Pakistan, Indonesia, Saudi Arabia, Turkey, Bangladesh, Egypt, Iran, and Malaysia, this finding acknowledged why fund liquidity is the origin of origins. This qualitative research approach will combine sustainable economic modeling and a consistent funding framework which adaptable to OIC nations. These findings will work as a practical roadmap for policymakers, ensuring that agricultural financing remains stable during economic shocks and recessional periods by the support of universal financial strategies. Additionally, this research offers a model that contributes to long-term resilience and economic stability. The findings provide policymakers with a definitive framework for alleviating future crises, guaranteeing fiscal sustainability, and enabling OIC states to convert economic weaknesses into strategic advantages. Keywords: Hybrid financial model, sustainable funding, Islamic Finance, OIC Nations, Universal Shock Fund.

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Journal Info

Abbrev

mber

Publisher

Subject

Economics, Econometrics & Finance

Description

Focus: the journal welcomes strong empirical studies and results-focused case studies that share research in current progress of Islamic Economics, Banking, Finance, and sustainable development. Scope: 1) Islamic economics, Digital economy, Political economy; 2) Trends and opportunities in Islamic ...