Labatila: Jurnal Ilmu Ekonomi Islam
Vol 9 No 02 (2025)

Strategi Hybrid Pengumpulan Zakat di BAZNAS Kabupaten Siak

Mahmuda, Mahmuda (Unknown)
Alhasanah, Erni Juliana (Unknown)



Article Info

Publish Date
26 Dec 2025

Abstract

This study develops a hybrid strategy for zakat collection at BAZNAS Siak by combining traditional channels (UPZ, face‑to‑face services) with digital channels (civil‑servant payroll, QRIS, e‑wallets, bank transfer). A qualitative case study was employed using in‑depth interviews, participatory observation, and documentation, analyzed through a strategic management lens and a weighted SWOT using IFAS–EFAS matrices based on 2022–2024 performance data. Findings indicate traditional channels remain vital for trust building and senior segments, while digital channels enhance efficiency, reach, and transparency; IFAS 2.66 and EFAS 2.53 position the organization in Quadrant I, calling for measured growth. Priority actions include channel orchestration (payroll for routine compliance; QRIS/e‑wallets for on‑demand payments; website for education and receipts), capacity building and assisted‑digital SOPs at UPZ, cross‑channel data integration, and expansion of payroll plus partnerships with Islamic banks/fintechs. The study contributes an implementable hybrid model for zakat institutions operating in low‑tech adoption contexts

Copyrights © 2025






Journal Info

Abbrev

lab

Publisher

Subject

Economics, Econometrics & Finance

Description

Jurnal Labatila adalah jurnal kajian ekonomi syariah, lembaga keuangan syariah, dan bisnis syariah. Jurnal Labatila berusaha untuk menyajikan karya ilmiah dalam bentuk tulisan yang mengulas permasalahan perekonomian yang sesuai perspektif syariah. Kajian yang disampaikan dapat berupa kuantitatif ...