Al-Iqtishadiyah: Ekonomi Syariah dan Hukum Ekonomi Syariah
Vol 11, No 1 (2025): Jurnal al-Iqtishadiyah

The Effect of Sovereign Sukuk, DPK, BI Rate, and NIM on Islamic Bank Profitability in Indonesia

Fikri, Shofa (Unknown)
Rahmawati, Anita (Unknown)
Afandi, Johan (Unknown)



Article Info

Publish Date
21 Sep 2025

Abstract

This study aims to examine the influence of the issuance of Sovereign Sharia Securities (SBSN), Third-Party Funds (TPF), Bank Indonesia’s benchmark interest rate (BI Rate), and Net Return Margin on the profitability of Islamic banks in Indonesia. A quantitative approach is employed, utilizing statistical analysis to measure and test the relationships among variables objectively. The data used are secondary data obtained from the financial reports of Islamic banks and official publications from the Financial Services Authority (OJK), covering the period from 2017 to 2023. This time frame was chosen to provide a comprehensive overview of the trends and developments in the Islamic banking sector over the medium term. The findings reveal that all the variables studied SBSN, TPF, BI Rate, and Net Return Margin have a significant influence on the profitability of Islamic banks in Indonesia. These results highlight the importance of effectively managing these factors to enhance financial performance and competitiveness in a dynamic economic environment.

Copyrights © 2025






Journal Info

Abbrev

IQT

Publisher

Subject

Religion Humanities Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice Social Sciences

Description

Al-Iqtishadiyah : Ekonomi Syariah dan Hukum Ekonomi Syariah, E-ISSN: 2621-0274; P-ISSN: 2442-2282, published by Islamic Economic Department and Islamic Economic Law Department of Universitas Islam Kalimantan Muhammad Arsyad al-Banjari Banjarmasin Indonesia. It is a peer-reviewed journal of Islamic ...