International Journal of Electrical and Computer Engineering
Vol 16, No 1: February 2026

Credit card fraud data analysis using proposed sampling algorithm and deep ensemble learning

Khine, Aye Aye (Unknown)
Myint, Zin Thu Thu (Unknown)



Article Info

Publish Date
01 Feb 2026

Abstract

Credit card fraud detection is challenging due to the severe imbalance between legitimate and fraudulent transactions, which hinders accurate fraud identification. To address this, we propose a deep learning-based ensemble model integrated with a proposed sampling algorithm based on random oversampling. Unlike traditional methods, the proposed sampling algorithm addresses the oversight of parameter selection and manages class imbalance without eliminating any legitimate samples. The ensemble framework combines the strengths of convolutional neural networks (CNN) for spatial feature extraction, long short-term memory (LSTM) networks for capturing sequential patterns, and multilayer perceptrons (MLP) for efficient classification. Three ensemble strategies—Weighted average, unweighted average, and unweighted majority voting—are employed to aggregate predictions. Experimental results show that all ensemble methods achieve perfect scores (1.00) in precision, recall, and F1-score for both fraud and non-fraud classes. This study demonstrates the effectiveness of ensemble model with optimized sampling approach for robust and accurate fraud detection.

Copyrights © 2026






Journal Info

Abbrev

IJECE

Publisher

Subject

Computer Science & IT Electrical & Electronics Engineering

Description

International Journal of Electrical and Computer Engineering (IJECE, ISSN: 2088-8708, a SCOPUS indexed Journal, SNIP: 1.001; SJR: 0.296; CiteScore: 0.99; SJR & CiteScore Q2 on both of the Electrical & Electronics Engineering, and Computer Science) is the official publication of the Institute of ...