Al-Musthofa: Journal of Sharia Economics
Vol. 8 No. 2 (2025): Journal of Sharia Economics

Analisis Minat Konsumen Terhadap Produk Cicilan Emas: Studi Kasus Bank Muamalat KCP Lamongan

Rika Nur Amelia (Unknown)
Ananta Delyana Mafikah (Unknown)
Silvi Indah Nurvita Sari (Unknown)



Article Info

Publish Date
31 Dec 2025

Abstract

This study aims to analyze consumer interest in gold installment products at Bank Muamalat KCP Lamongan. This product is one of the sharia financing services that provides convenience to the public in owning gold gradually. Consumer interest is an important initial indicator in determining the potential success of a product, especially in the context of sharia finance. This study uses a qualitative descriptive approach with data collection techniques through literature studies, observations and interviews with customers and banks directly involved in gold installment services.The results of the study indicate that consumer interest is quite high, which is influenced by factors of ease of service, sharia principles used, and bank marketing strategies. However, there are still obstacles such as the unavailability of gold financing in cash and the lack of public literacy in gold installment financing which results in a lack of information received. This study suggests the need to increase education and product promotion in order to reach and be able to fulfill the needs of the community.

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Journal Info

Abbrev

musthofa

Publisher

Subject

Religion Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Environmental Science Library & Information Science

Description

This journal contains writings of research results or theoretical studies related to sharia economics, sharia finance and sharia banking.This journal is published by the Faculty of Economics and Islamic Business IAI Tarbiyatut Tholabah Lamongan. This journal is published in 2 (two) editions every ...