Jurnal Akuntansi Dan Manajemen
Vol 36 No 3 (2025): JAM Vol 36 No 3 Desember 2025

FINANCIAL LITERACY, LOCUS OF CONTROL AND FINANCIAL ATTITUDES ON CONSUMPTIVE BEHAVIOR OF ACCOUNTING PROGRAM STUDENTS

Dita Febriana (Unknown)
Nur Lailiyatul Inayah (Unknown)
Ali Muhdor (Unknown)
Fitriyah Kusuma Devi (Unknown)



Article Info

Publish Date
30 Dec 2025

Abstract

The aim of this research is to determine the influence of financial literacy, locus of control and financial attitudes on the consumptive behavior of accounting study program students at Bhayangkara University, Surabaya. This research uses classical assumption test data analysis. The sampling technique used the Slovin formula to obtain 57 respondents. Data collection techniques are in the form of questionnaires. The research results show that financial literacy has a positive and significant effect on student consumption behavior. Locus of control has a positive and significant effect on students' consumer behavior. Financial attitudes have a positive and significant effect on students' consumptive behavior.

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Journal Info

Abbrev

jam

Publisher

Subject

Economics, Econometrics & Finance

Description

Jurnal Akuntansi dan Manajemen is an Economic, Management, and Accounting Journal published by the Sekolah Tinggi Ilmu Ekonomi Yayasan Keluarga Pahlawan Negara as a medium to study various phenomena or problems as well as the results of research related to Economics, Management, and Accounting in a ...