Jurnal Kajian Ilmu Manajamen
Vol 5, No 4 (2025): Desember 2025

The Influence of Financial Literacy, Ease of Transaction and Financial Capability on Generation Z's Interest in Using Digital Wallet (ShopeePay) in Bangsal Village, Mojokerto Regency

Dewi, Silvia Nirmala (Unknown)
Amaniyah, Evaliati (Unknown)



Article Info

Publish Date
13 Jan 2026

Abstract

Silvia Nirmala Dewi, The Influence of Financial Literacy, Ease of Transaction and Financial Capability on Generation Z's Interest in Using Digital Wallet (ShopeePay) in Bangsal Village, Mojokerto Regency. Under the guidanceof Hj. Evaliati Amaniyah, S.E., M.S.M. The purpose of this study was to determine the effect of financial literacy, ease of transaction and financial capability on generation Z's interest in using digital wallets Shopeepay in Bangsal Village, Mojokerto Regency. The population selected was generation Z in Bangsal Village, the sample was selected using purposive sampling technique and 100 respondents were selected, this type of research is quantitative. The data used in the study were obtained by distributing questionnaires. The data analysis technique consists of testing the requirements of the research instrument, classical assumption test, multiple linear regression analysis and hypothesis testing using SPSS 25 software tools. The results of this study indicate that each independent variable, namely financial literacy (X₁), ease of transaction (X₂) and financial capability (X₃) partially has a positive and significant effect on interest in using the ShopeePay digital wallet for generation Z in Bangsal Village, Mojokerto Regency.

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Journal Info

Abbrev

jkim

Publisher

Subject

Economics, Econometrics & Finance

Description

Jurnal Kajian Ilmu Manajemen (JKIM) is one of the scientifics publications journal published by Management Department of Economics and Business Faculty of Trunojoyo Madura University, with Registered number P-ISSN: 2775-3093 dan E-ISSN: 2797-0167 The objective of JKIM is to establish an effective ...