El-Barka: Journal of Islamic Economics and Business
Vol. 8 No. 2 (2025)

The Utilization of Zakat Funds to Improve the Welfare of Mustahik: An Analysis of the BAZNAS South Sumatra Zmart Program

Rahim, Rika (Unknown)
Sumantri, Rinol (Unknown)
Sahroni, Abdullah (Unknown)

Article Info

Publish Date
15 Nov 2025

Abstract

This study aims to analyze the utilization of zakat funds in improving the welfare of mustahik through the Zmart program managed by the National Zakat Agency (BAZNAS) of South Sumatra Province. The research uses a qualitative method with a case study approach. Data were collected through interviews, observations, and documentation from both primary and secondary sources. The findings indicate that the Zmart program has a positive impact on improving the welfare of mustahik, particularly in increasing income, enhancing business skills, and fostering economic independence. The utilization of zakat funds through the Zmart program is proven to contribute to poverty reduction and economic empowerment. These results imply that productive zakat distribution can be an effective instrument for sustainable community welfare development.

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Journal Info
El-Barka: Journal of Islamic Economics and Business
Website

Abbrev

elbarka

Publisher

Institut Agama Islam Negeri Ponorogo

Subject

Economics, Econometrics & Finance Social Sciences

Description

El Barka is a semiannual journal published by the Faculty of Islamic Economics and Business IAIN Ponorogo and cooperate with Ikatan Ahli Ekonomi Islam Indonesia (IAEI). El Barka accepts original scientific writings that have never been published in the field of economics, islamics economics and ...