Pengaruh Penggunaan Digital Payment Terhadap Kinerja UMKM di Kota Makassar

Zaldy, Zaldy. M
Arman, Andi
Darwin, Khadijah

Jurnal Publikasi Ekonomi dan Akuntansi
Vol. 6 No. 1 (2026): Januari: Jurnal Publikasi Ekonomi dan Akuntansi

This study aims to determine the effect of digital payment usage on the performance of MSMEs in Makassar City. The method used was quantitative with a simple linear regression technique on 99 MSME respondents. The analysis results show that digital payment usage has a positive and significant effect on MSME performance, with a calculated t-value of 9.646 > t-table 1.984 and a significance level of 0.000 < 0.05. The R-square value of 0.490 indicates that 49% of the variation in MSME performance is explained by the use of digital payments. This study concludes that digital payments play a significant role in improving MSME performance. It is recommended that MSMEs utilize these services more actively and that the government support them through digital training.