Pengaruh Literasi Keuangan Locus Of Control, Gaya Hidup Hedonisme, Dan Efikasi Diri Keuangan Terhadap Perilaku Pengelolaan Keuangan

Monica, Massiva Virginia
Harahap, Aderina
Yuliana, -
Suheriyatmono, -
Luthfi, Muhammad

Jurnal Riset Akuntansi dan Manajemen Malahayati (JRAMM)
Vol 14, No 4 (2025): Akuntansi Keuangan dan Manajemen

This Study aims to determine the effect of financial literacy, locus of control, hedonistic lifestyle, and financial self efficacy on financial management behavior. This study uses a quantitative approach with datacollected through questionaires involving 100 respondents using purposive sampling, who are generation Z who transact usingShopeepay in Bandar Lampung. The analysis method used is multiple linier regression. The result show that Financial Literacy, Hedonistic Lifestyle, and Financial Self Efficacy have a significant partial effect on Financial manajemen Behavior, while the Locus of Control variable does not havea a significant effect on Financial Manajemen Behavior.  Simultaneously, all variable have an effect on Financial Management Behavior.