IIJSE
Vol 9 No 1 (2026): Sharia Economics

The Impact of Trust in Fintech P2P Lending Users on Continuance Intention Through Perceived Benefits, Perceived Ease of Use, and Perceived Risk

Bakhri, Fajrur Rizal (Unknown)
Fauzia, Ika Yunia (Unknown)



Article Info

Publish Date
06 Feb 2026

Abstract

This study aims to analyze the effect of perceived benefits, perceived ease of use and perceived risk on sustainable intentions through trust in fintech p2p lending users. The research method used is quantitative research used in this study including causal research. The sample consists of a research sample of at least 150 respondents of MSME business actors who are BPR customers in East Java Province. The results showed that perceived benefits had a significant positive effect on sustainability intentions, perceived ease of use had a significant positive effect on sustainability intentions, perceived risk had a significant negative effect on sustainability intentions, perceived benefits had a significant positive effect on trust, perceived ease of use had a significant positive effect on trust, perceived risk had a significant negative effect on trust, trust had a significant positive effect on sustainability intentions, perceived benefits had a significant positive effect on sustainability intentions, perceived ease of use had a significant positive effect on sustainability intentions through trust, lending in the trade sector, perceived risk had a significant negative effect on sustainability intentions through trust.

Copyrights © 2026






Journal Info

Abbrev

iijse

Publisher

Subject

Economics, Econometrics & Finance

Description

The Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) is Sharia Economics Journal published by Sharia Economics Department Institut Pesantren KH. Abdul Chalim, Mojokerto. The Journal focuses on the issues of Sharia Economics, the History of Islamic Economic Thought, Islamic Law, Local ...