This study aims to analyze the influence of job insecurity and work ability on job satisfaction at PT FWD Insurance Megamas Area, specifically among agents/employees. Data were collected through questionnaires distributed to 68 selected respondents using purposive sampling. The data were analyzed using multiple linear regression. Partial Test (t-test) Results: Job insecurity did not show a significant effect on job satisfaction (significance value > 0.05). Work ability had a significant effect on job satisfaction (significance value < 0.05), meaning that improvements in work ability lead to increased job satisfaction. Simultaneous Test (F-test )Results: Both variables together had a significant effect on job satisfaction, as evidenced by a significant F value (p < 0.05). Coefficient of Determination (R²): The R² value of 0.561 (or 56.1%) indicates that job insecurity and work ability together explain more than half of the variance in job satisfaction. The remaining 43.9% is influenced by other factors not included in this study. Conclusion: Job insecurity does not significantly affect job satisfaction when viewed individually, while work ability has a significant positive effect. However, when both variables are considered simultaneously, they significantly influence job satisfaction, albeit with differing contributions.
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