Journal of Financial and Business
Vol 2 No 2 (2026)

The Effect of The Profit-Sharing System on Customers’ Interest in Islamic Banks

Ramadhan, Al Insani Mutiara (Unknown)
Sudirman, Wahyu Febri Ramadhan (Unknown)



Article Info

Publish Date
31 Jan 2026

Abstract

This study aims to analyze the effect of the profit-sharing system on customers’ interest in Islamic banks. The profit-sharing system is a fundamental characteristic that distinguishes Islamic banking from conventional banking and plays an important role in attracting customers who seek financial services based on sharia principles. This research employs a quantitative approach using primary data collected through questionnaires distributed to Islamic bank customers. The sampling technique used is purposive sampling, with respondents selected based on specific criteria relevant to the research objectives. Data analysis is conducted using statistical methods to examine the relationship between the profit-sharing system and customers’ interest. The results indicate that the profit-sharing system has a positive and significant effect on customers’ interest in Islamic banks. This finding suggests that a transparent, fair, and well-implemented profit-sharing mechanism can enhance customers’ willingness to use Islamic banking products. Therefore, Islamic banks are encouraged to continuously improve the implementation and communication of the profit-sharing system in order to strengthen customer interest and competitiveness in the banking industry. banking sector.

Copyrights © 2026






Journal Info

Abbrev

jfb

Publisher

Subject

Decision Sciences, Operations Research & Management Economics, Econometrics & Finance

Description

Journal of Financial and Business: is published by the Global Sustainability Research Institute to help academics, researchers, and practitioners disseminate their research results. JFB is a blind peer-reviewed journal dedicated to publishing quality research results in the fields of business and ...