International Journal of Accounting & Finance in Asia Pasific
Vol 9, No 1 (2026): February 2026

Customer Satisfaction toward Digital Banking Services among Young Adults

Hui, Gan Kia (Unknown)
Khursani, Hani Ariesha Binti (Unknown)
Yi, Goh Jie (Unknown)
Heng, Gooi Yi (Unknown)
Xi, Ge Ru (Unknown)
Kee, Daisy Mui Hung (Unknown)



Article Info

Publish Date
20 Feb 2026

Abstract

This study aims to investigate customer satisfaction toward digital banking services among young adults. As digital banking becomes an essential part of financial activities, understanding factors that influence user satisfaction is crucial. Four dimensions of reliability, security, responsiveness, and convenience are the areas of focus of this study to understand their effects on overall satisfaction. A quantitative research design is utilized by conducting an online survey to 150 young consumers aged between 18 and 30. The postulated results indicate that security and reliability have the highest positive influence on customer satisfaction, followed by responsiveness and convenience having considerable influence. It is expected that the findings of the study will provide pragmatic suggestions to banks and fintech companies to improve service quality, customer credibility, as well as long-term relationship with young adult consumers.

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Journal Info

Abbrev

IJAFAP

Publisher

Subject

Decision Sciences, Operations Research & Management Economics, Econometrics & Finance

Description

IJAFAP aims to feature narrative, theoretical, and empirical-based research articles within the abovementioned fields. The journal welcomes articles relating to the current issues of financial decision making as well as its impact on society. IJAFAP carries out the mission to feature narrative, ...