Indonesia Accounting Research Journal
Vol. 12 No. 4 (2025): June: Auditing, Finance, Accounting, Management

Mapping islamic financial inclusion literature: Trends, key issues, and future research directions

Suhardi Suhardi (Universitas Pertiba, Indonesia)



Article Info

Publish Date
16 Jun 2025

Abstract

This study aims to map the development of academic literature on Islamic Financial Inclusion (IFI) from 2020 to 2025 using a bibliometric approach. In the growing need for an inclusive and Shariah-compliant financial system, this study highlights publication trends, author collaboration, contributing institutions, and dominant keywords in the IFI theme. We analyzed the top 15 most-cited articles using VOSviewer software to identify thematic relationships and knowledge networks. The analysis showed that topics such as digital financial inclusion, Islamic microfinance, banking stability, and financial well-being are the primary focus of IFI studies. In addition, there is a dominance of contributions from authors from Southeast Asia, the Middle East, and Africa. The study also found a gap in integrating digital literacy, financial inclusion, and Sharia principles, especially in developing countries such as Indonesia. This research contributes significantly to the intellectual map of IFIs. It serves as a reference for policymakers, academics, and Islamic finance practitioners to develop a more adaptive, equitable, and sustainable financial inclusion strategy under Islamic values.

Copyrights © 2025






Journal Info

Abbrev

Accounting

Publisher

Subject

Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance

Description

The Indonesia Accounting Research Journal (IACRJ) embraces a range of methodological approaches in identifying and solving significant prioritised accounting issues. Submissions are encouraged across all areas on accounting, finance and cognate disciplines. It is strongly recommended that authors ...