Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Vol. 8 No. 3 (2026): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah

Membentuk Wirausahawan Digital: Peran Literasi Digital, Pendidikan Kewirausahaan, dan Inovasi Personal

Elyvan Ruslie (Program Studi Manajemen, Universitas Tarumanagara, Jakarta, Indonesia)
Lydiawati Soelaiman (Program Studi Manajemen, Universitas Tarumanagara, Jakarta, Indonesia)



Article Info

Publish Date
27 Feb 2026

Abstract

The rapid development of technology has pushed entrepreneurship towards digital. Even though the level of digital skills of people in Indonesia is in a relatively high category, the use of technology for entrepreneurial activities tends to still be low. The purpose of this study is to determine the effect of digital literacy and entrepreneurship education on students' digital entrepreneurship intentions in Bandar Lampung City, with personal innovation as a mediating factor. This study used a descriptive design with a quantitative approach, employing purposive sampling. The study included 123 students in Bandar Lampung who were actively studying and had taken entrepreneurship courses. The research instrument was developed using Google Forms and distributed online via a link shared via the WhatsApp application. The collected information was then processed using the SmartPLS 4 application. Data analysis showed that digital literacy, entrepreneurship education, and personal innovation had a positive and significant impact on digital entrepreneurship intentions. Furthermore, personal innovation plays an important role as a bridge in explaining the relationship between digital literacy, entrepreneurship education, and digital entrepreneurship intentions.

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Journal Info

Abbrev

alkharaj

Publisher

Subject

Agriculture, Biological Sciences & Forestry Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Industrial & Manufacturing Engineering Social Sciences

Description

Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah is a scientific journal published by Pusat Riset dan Kebijakan Strategis PRKS) of  Institut Agama Islam Nasional (IAI-N) Laa Roiba Bogor in collaboration with Masyarakat Ekonomi Syariah (MES) and Intelectual Association for Islamic Studies ...