Ihtifaz: Journal of Islamic Economics, Finance, and Banking
Vol. 8 No. 2 (2025)

Revisiting Waqf Intention Prediction in Sumatera Utara

Khairunnisa, Khairunnisa (Unknown)
Ismail, Abdul Hadi (Unknown)
Shafitri, Olivia (Unknown)



Article Info

Publish Date
30 Dec 2025

Abstract

Introduction to The Problem: Despite North Sumatra’s large Muslim population and economic capacity, its Waqf Index ranking remains among the lowest in Indonesia. This paradox raises questions about the underlying behavioral, institutional, and social factors that shape individual intention to participate in cash waqf. Purpose/Objective Study: This study aims to investigate the determinants of waqf behavioral intention by examining the influence of the Theory of Planned Behavior (TPB), Institutional Theory (IT), and Social Exchange Theory (SET). Design/Methodology/Approach:Using regression-based path analysis, this research analyzes responses from 100 individuals in North Sumatra collected via Google Form. Each construct (TPB, IT, SET) is operationalized through its subdimensions. Behavioral intention serves as the dependent variable. Findings: The results reveal that TPB significantly predicts waqf behavioral intention, while IT and SET do not show direct significance. TPB alone accounts for the most substantial influence, suggesting that attitudes, perceived social norms, and perceived behavioral control are key drivers of waqf participation in the region.

Copyrights © 2025






Journal Info

Abbrev

ijiefb

Publisher

Subject

Economics, Econometrics & Finance Social Sciences

Description

The Ihtifaz, Journal of Islamic Economics, Finance, and Banking published by Department of Islamic Banking, Ahmad Dahlan University, is a peer-reviewed open access international journal published twice in a year (June and December). The Ihtifaz aims to provide an international forum for researchers ...