Jurnal Ilmiah Nusantara
Vol. 3 No. 2 (2026): Jurnal Ilmiah Nusantara Maret 2026

Penerapan POJK 44/2020 dalam Manajemen Risiko Asuransi Syariah Al Amin

Hanifah Syifa Maulida (Unknown)
Indra Marzuki (Unknown)



Article Info

Publish Date
09 Mar 2026

Abstract

This research aims to analyze Risk Management Practices at PT Asuransi Jiwa Syariah Al Amin and assess its compliance with POJK Number 44/POJK.05/2020 regarding the implementation of risk management for non-bank financial service institutions. The type of research used is qualitative in the form of a case study with a juridical-empirical law approach. The research results show that, first, PT Asuransi Jiwa Syariah Al Amin has implemented risk management through the Three Lines of Defense framework and the Risk Control Self Assessment (RCSA) method which includes identification, measurement, control, and risk monitoring. Second, the practice is generally in accordance with the provisions of POJK Number 44/POJK.05/2020 regarding the implementation of risk management for non-bank financial service institutions, especially in the management of nine types of risks and reporting to supervisory agencies. However, the obligation to have an integrated risk management information system has not been fully fulfilled because data management is still manual.

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Journal Info

Abbrev

jinu

Publisher

Subject

Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Languange, Linguistic, Communication & Media Social Sciences

Description

JURNAL ILMIAH NUSANTARA (JINU), adalah jurnal yang ditujukan untuk publikasi artikel ilmiah yang diterbitkan oleh Kampus Akademik Publising .Jurnal Ilmiah Nusantara ( JINU) merupakan platform publikasi jurnal Karya suatu hasil penelitian orisinil atau tinjauan Pustaka yang ditulis oleh dosen atau ...