The Influence Of Sharia Financial Literacy On Students' Interest In Developing Sharia-Based Businesses At Muhammadiyah University Of Bima

Anya Sulistyaningsih (Universitas Muhammadiyah Bima, Indonesia)
Ichwan P. Syamsudin (Universitas Muhammadiyah Bima, Indonesia)
Muhammad Zia Ulhaq (Universitas Muhammadiyah Bima, Indonesia)

JURNAL ECONOMINA
Vol. 5 No. 3 (2026): JURNAL ECONOMINA, Maret 2026

This study aims to determine the effect of Islamic financial literacy on students’ interest in developing sharia-based businesses at Universitas Muhammadiyah Bima. This research used a quantitative approach with a survey method. Data were collected through questionnaires distributed to 50 student entrepreneurs. The data analysis techniques included validity test, reliability test, normality test, simple linear regression analysis, t-test, and coefficient of determination using SPSS software. The results showed that Islamic financial literacy has a positive and significant effect on students’ interest in developing sharia-based businesses. The better students understand Islamic financial principles, the higher their interest in running and developing businesses based on sharia principles.