JIHBIZ :Global Journal of Islamic Banking and Finance.
Vol. 8 No. 1 (2026)

Analisis Praktik Bisnis Berbasis Digital Melalui Tinjauan Tingkatan Maslahah dalam Ekonomi Islam

Mursalmina, Mursalmina (Unknown)



Article Info

Publish Date
26 Feb 2026

Abstract

This research aims to analyze the levels of Maslahah in digital business practices in Indonesia. The research method used is descriptive qualitative with a library research approach. Secondary data sourced from scientific journals and authoritative textbooks were analyzed using content analysis techniques. The results show that the implementation of the Maslahah concept serves as a moral compass to align technological innovation with sharia objectives (Maqashid Sharia). At the Dharuriyyah level, the main focus lies on the protection of the five main foundations (al-kulliyat al-khams). The Hajiyah level is observed through the increase in MSME empowerment, financial inclusion, and flexibility in transactions that eliminates difficulties (masyaqqah) in public economic mobility. Meanwhile, the Tahsiniyyah level relates to the refinement of ethics and aesthetics, such as improving user experience and transparency through blockchain technology.

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Journal Info

Abbrev

jihbiz

Publisher

Subject

Economics, Econometrics & Finance

Description

Jihbiz : Global Journal of Islamic Banking and Finance publishes research articles of interest to Islamic Banking, Insurance/ Takaful, Islamic Accounting, Business Ethics and Legal Issues, Work Ethics, Islamic Work Ethics, Islamic Corporate Social Responsibility, Islamic Financial management, ...