Jurnal Sinar Manajemen
Vol. 13 No. 1 (2026)

THE INFLUENCE OF FINANCIAL LITERACY, FINANCIAL BEHAVIOR AND LIFESTYLE ON THE INVESTMENT INTEREST OF STUDENTS LIVE IN BOARDING HOUSES IN PANAKKUKANG DISTRICT

Syamsul Riyadi (Master Of Management Study Program, Faculty of Postgraduate Studies, Fajar University, Makassar)
Mutmainnah (Amana Gappa Institute of Technology)
Mujahid (Master Of Management Study Program, Faculty of Postgraduate Studies, Fajar University, Makassar)



Article Info

Publish Date
03 Apr 2026

Abstract

This study aims to analyze the influence of financial literacy, financial behavior, and lifestyle on the investment interest of students living in boarding houses in Panakkukang District. The background of this research is based on the increasing participation of the younger generation in investment activities and the importance of good financial understanding and management amidst the development of the digital economy. The study used a quantitative method with a purposive sampling technique and involved 89 student respondents. ?Data were collected through a questionnaire and analyzed using IBM SPSS version 31 using a series of statistical tests, including validity, reliability, normality, multicollinearity, heteroscedasticity, multiple linear regression, t-test, f-test, and coefficient of determination (R²). The results show that financial literacy, financial behavior, and lifestyle have a positive and significant effect on investment interest, both partially and simultaneously. This confirms that adequate financial understanding, prudent financial behavior, and a balanced lifestyle can increase student investment interest. This research is expected to serve as an academic and practical reference for students, lecturers, and educational institutions in developing strategies to improve financial literacy and encourage investment interest among the younger generation

Copyrights © 2026






Journal Info

Abbrev

JSM

Publisher

Subject

Economics, Econometrics & Finance

Description

Jurnal Sinar Manajemen, an electronic international journal, provides a forum for publishing the original research articles, review articles from contributors, and the novel technology news related to management, accounting and economic. This journal encompasses original research articles, review ...