Pendas : Jurnah Ilmiah Pendidikan Dasar
Vol. 11 No. 02 (2026): Volume 11 No. 2, Juni 2026 Release

KONTRIBUSI KSPPS BMT IBAADURRAHMAN DALAM MENINGKATKAN LITERASI KEUANGAN SYARIAH PADA ANGGOTA




Article Info

Publish Date
08 Apr 2026

Abstract

Sharia financial literacy refers to an individual's ability to understand, manage, and utilize financial products based on Islamic principles. Low literacy levels hinder optimal utilization of Islamic financial services. This study aims to analyze the contribution of KSPPS BMT Ibaadurrahman in improving members’ sharia financial literacy. This study employed a quantitative survey method with 60 respondents selected using simple random sampling. Data were collected through questionnaires, interviews, and documentation. Analysis techniques included validity and reliability tests, classical assumption tests, simple linear regression, t-test, and coefficient of determination. The results show a positive and significant effect of BMT contribution on sharia financial literacy. The regression equation is Y = 10.52 + 0.68X, with a correlation coefficient of 0.79 and R² of 0.62. This finding highlights the strategic role of Islamic microfinance institutions in enhancing financial literacy and inclusion.

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Journal Info

Abbrev

pendas

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Other

Description

Pendas : Jurnah Ilmiah Pendidikan Dasar is a journal published twice a year, namely in June and December that aims to be a forum for scientific publications to pour ideas and studies complemented with the results of research related to primary school education. To achieve this, basic education ...