Kerigan: Jurnal Pengabdian Masyarakat
Vol. 2 No. 1 (2024)

Pemberdayaan UMKM melalui Pemanfaatan QRIS sebagai Alat Pembayaran Digital di Kampung Cimasuk, Desa Suci

Afrina Farhaty Naufan (Universitas Islam Negeri Sunan Gunung Djati, Bandung, Indonesia)
Akbar Rahman Hakim (Universitas Islam Negeri Sunan Gunung Djati, Bandung, Indonesia)
Citra Aulia (Universitas Islam Negeri Sunan Gunung Djati, Bandung, Indonesia)
Muhammad Hikmal (Universitas Islam Negeri Sunan Gunung Djati, Bandung, Indonesia)
Syah Zehan Zakiyyatun Nafsiah (Universitas Islam Negeri Sunan Gunung Djati, Bandung, Indonesia)
Utang Rosidin (Universitas Islam Negeri Sunan Gunung Djati, Bandung, Indonesia)



Article Info

Publish Date
24 Dec 2025

Abstract

Purpose: The Community Service Program (KKN) carried out in Cimasuk Hamlet, Suci Village, was designed to implement the Quick Response Code Indonesian Standard (QRIS) as a digital payment mechanism aimed at enhancing the capacity of Micro, Small, and Medium Enterprises (MSMEs). The initiative was motivated by the persistence of cash-based transactions and the limited level of digital literacy within the local community. Method: Employing a qualitative descriptive approach with participatory engagement, this program positioned the community not merely as passive recipients of information but as active participants throughout the stages of introduction, socialization, and adoption of QRIS. The series of activities encompassed target mapping, stakeholder coordination, preparation of educational materials, dissemination, technical training, and continuous assistance. Practical Applications: The findings revealed a notable improvement in MSMEs’ knowledge and technical competence in utilizing QRIS, despite persisting challenges such as inadequate technological infrastructure and low financial literacy. Conclusion: Overall, the program contributed to strengthening MSME empowerment at the local level while simultaneously supporting national policies aimed at expanding digital financial inclusion and promoting sustainable economic development.

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Journal Info

Abbrev

kjpm

Publisher

Subject

Religion Agriculture, Biological Sciences & Forestry Arts Humanities Environmental Science

Description

About the Journal Kerigan: Jurnal Pengabdian Masyarakat, is a multidisciplinary scientific journal published by LP2M UIN Sayyid Ali Rahmatullah Tulungagung. This journal discusses various problems or general issues related to community service. The purpose of publishing this journal is to ...