Jurnal Ekonomi, Bisnis, Manajemen dan Akuntansi (JEBIMAN)
Vol. 3 No. 6 (2025): JEBIMAN: Jurnal Ekonomi, Bisnis, Manajemen dan Akuntansi

ANALYSIS OF STUDENTS’ UNDERSTANDING OF ISLAMIC BANKING PRODUCTS AT STAI MAU’IZHAH TANJUNG JABUNG BARAT

Zuhratul Aulia (STAI Mau’izhah Tanjung Jabung Barat)



Article Info

Publish Date
05 Nov 2025

Abstract

The sharia financial literacy index in Indonesia is still low, only at 8,11 percent and Islamic financial inclusion at 11,06 percent, including students in it. This article discusses the level of understanding of students, Department of Sharia Banking, STAI Mau’izhah Tanjung Jabung Barat. This research is a descriptive quantitative research, the data collection was carried out through observation, and questionnaires with a total of 64 respondents, then analyzed using descriptive quantitative analysis using SPSS statistical tools. The results showed that the level of student understanding of Islamic banking products, namely collection products, distribution products, and financial services products, generally students understand with a general level of understanding above 75 percent. However, students still need to increase their understanding of wadiah, musharaka, istisna, hawalah, and kafalah products. The steps that can be taken are through public lectures, seminars, workshops, and visits directly to Islamic banks

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Journal Info

Abbrev

JEBIMAN

Publisher

Subject

Economics, Econometrics & Finance

Description

JEBIMAN: Jurnal Ekonomi, Bisnis, Manajemen dan Akuntansi is a journal that publishes research results, both theoretical and field studies, in general, and specifically related to economics, business, management, and ...