Jurnal Ekonomi, Bisnis, Manajemen dan Akuntansi (JEBIMAN)
Vol. 2 No. 6 (2024): JEBIMAN: Jurnal Ekonomi, Bisnis, Manajemen dan Akuntansi

PENGGUNAAN TEKNOLOGI E-BANKING DALAM SISTEM INFORMASI MANAJEMEN PERBANKAN SYARIAH

Aulia Rahma (Fakultas Ekonomi dan Bisnis Islam, Universitas Islam Negeri Sumatera Utara)
Devi Andriyani, Farida Syah Damanik, Muhammad Hafizhan Fakhri, Nurbaiti (Fakultas Ekonomi dan Bisnis Islam, Universitas Islam Negeri Sumatera Utara)



Article Info

Publish Date
19 Jan 2026

Abstract

E-banking technology is one of the important factors in improving the efficiency and effectiveness of Islamic banking operations. This study applies a descriptive qualitative research method to examine in depth the implementation of e-banking in Islamic bank information management. The purpose of this study is to explore the use of e-banking technology in the Islamic banking management system and to determine the benefits and challenges in its implementation for Islamic banking operations. The benefits include low transaction costs, ease of unlimited transactions, high data security and accessibility that makes it easy for customers to access banking services anytime and anywhere. The challenges faced by Islamic banks in the digital transformation process include data security and privacy, infrastructure and resource readiness, adaptation of organizational culture, and compliance with Islamic regulations. To overcome these challenges, the author argues that Islamic banks need to take strategic steps. Further research is needed to explore the long-term impact of e-banking on customer satisfaction and the financial performance of Islamic banks

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Journal Info

Abbrev

JEBIMAN

Publisher

Subject

Economics, Econometrics & Finance

Description

JEBIMAN: Jurnal Ekonomi, Bisnis, Manajemen dan Akuntansi is a journal that publishes research results, both theoretical and field studies, in general, and specifically related to economics, business, management, and ...