INTERNATIONAL JOURNAL OF FINANCIAL ECONOMICS (IJEFE)
Vol. 1 No. 8 (2025): INTERNATIONAL JOURNAL OF FINANCIAL ECONOMICS (IJEFE)

THE EFFECT OF CAPITAL, LIQUIDITY AND CONSUMER PRICE CHANGES ON FINANCING RISK

Hardiansyah Padli (STIEBI Al-Azhar Bukittinggi, Indonesia)
Rahma Detik Kurningsih (UIN SMDD Bukittinggi, Indonesia)

Article Info

Publish Date
17 Feb 2026

Abstract

This study aims to analyze the effect of Capital Adequacy Ratio (CAR), Financing Deposit to Ratio (FDR) and inflation on Non-Performing Finance (NPF) in the short and long term. By using time series data for the monthly period from 2015-2019 and the Error-Correction Model (ECM) and cointegration approach, it is found that CAR does not have a significant effect on NPF in the short and long term. FDR in the short term does not have a significant effect on NPF, in the long term FDR has a significant effect on NPF. Meanwhile, inflation has a significant effect on NPF both in the short and long term.

Copyrights © 2025




Citation Download
RIS
EndNote, Reference Manager, ProCite
BibTex
Latex, Jabref
Original Source
Download Original
Google Scholar
Check in Google Scholar
Journal Info
INTERNATIONAL JOURNAL OF FINANCIAL ECONOMICS (IJEFE)
Website

Abbrev

IJEFE

Publisher

CV. Adiba Aisha Amira

Subject

Economics, Econometrics & Finance

Description

INTERNATIONAL JOURNAL OF FINANCIAL ECONOMICS (IJEFE) is a scientific journal that publishes articles in the field of Business and finance that contain conceptual ideas in the fields of Economics, Accounting, Management, Business and finance. The scope is Human Resource Management, Marketing ...