EKOMBIS REVIEW: Jurnal Ilmiah Ekonomi dan Bisnis
Vol 14 No 2 (2026): April

Unveiling The Path To Qris Adoption: The Roles Of Perceived Ease Of Use And Risk Through Attitude Toward Using

Endarwan, Randy Eryll (Unknown)
Lastiati, Anies (Unknown)



Article Info

Publish Date
28 Apr 2026

Abstract

This study aims to analyze the influence of perceived ease of use and perceived risk on attitude toward using and intention to use QRIS (Quick Response Code Indonesian Standard) in Jabodetabek. A quantitative research was conducted using Partial Least Squares Structural Equation Modeling (PLS-SEM). Data were collected from 201 QRIS users and analyzed using SmartPLS 3. The findings indicate that higher perceived ease of use increases both users’ attitude and intention to use QRIS. Conversely, higher users’ perceived risk reduces both their attitude toward using the system and their intention to adopt it. Moreover, it also found that users’ attitude toward using QRIS mediates the relationship between perceived variables and behavioral intention. These findings highlight the importance of educational and communication strategies to enhance positive users’ attitudes and to reduce perceived risk in order to increase QRIS adoption.

Copyrights © 2026






Journal Info

Abbrev

ER

Publisher

Subject

Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Energy Other

Description

Ekombis Review: Jurnal Ilmiah Ekonomi dan Bisnis is a peer-reviewed journal. Ekombis invites academics and researchers who do original research in the fields of economics, management, and ...