al-Uqud : Journal of Islamic Economics
Vol. 10 No. 1 (2026): January (in Progres)

Reconstructing Maqasid al-Shariah fi Hifdz al-Mal in Responding to the Doom Spending Phenomenon among Generation Z and Its Implications for Family Economic Resilience

Ubaidillah (Unknown)



Article Info

Publish Date
28 Apr 2026

Abstract

The rise of doom spending among Generation Z has become a significant concern, particularly in the context of family economic resilience. This study aims to reconstruct the concept of Maqasid al-Shariah fi Hifdz al-Mal (protection of wealth) to address the impulsive and emotion-driven consumption behaviors prevalent among young couples in the digital economy era. Adopting a qualitative approach with a descriptive-analytical design, the research integrates insights from Islamic ethics, psychological coping theory, and contemporary consumption studies. The findings indicate that doom spending undermines family financial stability, increases emotional stress, and conflicts with Islamic principles of moderation (wasatiyyah), contentment (qana’ah), and avoidance of wastefulness (tabdzir). The study emphasizes strategies for fostering family economic resilience, including digital financial literacy, open financial communication between spouses, integration of Islamic consumption values, productive use of technology, and community-based financial education. By applying these strategies, Generation Z couples can achieve balanced financial management, strengthen household resilience, and align their consumption behaviors with both ethical and spiritual principles. This research contributes to the discourse on integrating Islamic value-based approaches in contemporary financial practices, providing a framework for sustainable and morally responsible household economic management. Keywords: Doom Spending, Generation Z, Maqasid al-Shariah, Hifdz al-Mal, Family Economic Resilience.

Copyrights © 2026






Journal Info

Abbrev

jie

Publisher

Subject

Economics, Econometrics & Finance

Description

al-Uqûd : Journal of Islamic Economics published by the Islamic Economic Studies Department of Economics Faculty of Economics, Universitas Negeri Surabaya in cooperation with the Forum of Economic and Business Lecturer Islam (FORDEBI). al-Uqûd published twice a year, in January and July. The ...