Jurnal Ekonomi dan Bisnis (Jebi)
Vol. 2 No. 1 (2024): JEBI: Jurnal Ekonomi dan Bisnis

ANALISIS RASIO RENTABILITAS (STUDI KASUS LAPORAN KEUANGAN PADA PT. BANK MEGA TAHUN 2017-2022)

Cinta Billytona (Universitas Pembangunan Nasional "Veteran" Jawa Timur)
Moh Rizal, Bayu Aji Laksono, Renny Oktafia (Universitas Pembangunan Nasional "Veteran" Jawa Timur)



Article Info

Publish Date
29 Nov 2025

Abstract

Banking plays an important role as a tool to support the growth of a country's economy, including in Indonesia. Bank Mega, one of the national private banks, has a strategic role in the Indonesian banking sector. This study analyzes Bank Mega's financial reports from 2017 to 2022, focusing on profitability ratios: Return on Assets (ROA), Return on Equity (ROE), and Net Interest Margin (NIM). This analysis aims to understand bank financial performance before and during the COVID-19 pandemic. The results show an increase in ROA and ROE from year to year, indicating efficiency in the use of assets and the bank's ability to generate profits from its capital. Meanwhile, NIM remained stable, showing the bank's success in maintaining the efficiency of interest operations. This study provides important insights regarding banks' financial responses and performance in facing complex economic challenges.

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Journal Info

Abbrev

ECONOMICA

Publisher

Subject

Description

Jurnal Ekonomi dan Bisnis adalah jurnal yang menerbitkan hasil penelitian, baik kajian teori maupun lapangan, baik secara umum maupun secara khusus yang berkaitan dengan bidang ekonomi dan ...