This study aims to determine the effect of Financial literacy and digital literacy on Fintech Payment on the Use of Funds. The number of samples used was 90 people, with a purposive sampling method. This study uses a quantitative research method processed through SPSS Version 25. The data analysis technique applied is multiple linear regression. The results of the analysis answer that Financial literacy has a positive and significant effect on Fintech Payment T count Financial literacy of 3.481> 1.661 and significance of 0.001 1.661 and significance of 0.002 F table 23.967> 0.20 at a significance of 0.000
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