Innovation Business Management and Accounting Journal
Vol. 4 No. 1 (2025): January - March

Determinants of Continuous Intention to Use Mobile Payment in Nigeria

Ejike Miracle Okechukwu (State University of Medical and Applied Sciences)
Nwosu Kanayo Chike (Nnamdi Azikiwe University)



Article Info

Publish Date
13 Feb 2025

Abstract

The upsurge in m-payment usage despite multiple challenges is unfathomable. The research aims to determine the factors influencing the continuous intention to use m-payment in Southeast, Nigeria. The survey was anchored on the diffusion of innovation, technology acceptance model, and unified theory of acceptance and use of technology. A structured questionnaire was used for data collection while standard multiple regression was used for data analysis. The study found a positive statistical influence of perceived advantage, usefulness, safety, and cost on continuous intention to use mobile payment in Southeast, Nigeria. It was recommended that financial institutions should often upgrade the m-payment system to meet the requirements of users; be more aggressive in promoting the use of m-payment in Nigeria; use safety attributes to position the payment system in the minds of users; and position m-payment as a tool for cost-effective payments.

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Journal Info

Abbrev

ibmaj

Publisher

Subject

Description

Innovation Business Management and Accounting Journal is a multidisciplinary international journal in the fields of entrepreneurial innovation, business practice, management, and accounting. Innovation Business Management and Accounting Journal published four times in year: January-March, ...