JURNAL MANAJEMEN MOTIVASI
Vol 22 No 1 (2026): Jurnal Manajemen Motivasi

Bank Risk and Bank Size on the Efficiency of Islamic Banks (Study on Islamic Commercial Banks Registered with the Financial Services Authority 2018–2024)

Utami, Intan Sukma (Unknown)
Sundari, Siti (Unknown)

Article Info

Publish Date
19 Dec 2025

Abstract

  This study analyzes the impact of financing risk and bank size on the efficiency of Islamic Commercial Banks (BUS) in Indonesia from 2018 to 2024. Efficiency is measured using the Data Envelopment Analysis (DEA) method with an intermediation approach, while panel data regression is used for hypothesis testing. The Common Effect Model (CEM) is identified as the best fit. Results show that financing risk (NPF) negatively affects efficiency, while bank size (TASET) has a positive effect. These findings highlight the importance of effective risk management and asset scale optimization in improving the operational efficiency of Islamic banks.    

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Journal Info
JURNAL MANAJEMEN MOTIVASI
Website

Abbrev

jm_motivasi

Publisher

Universitas Muhammadiyah Pontianak

Subject

Decision Sciences, Operations Research & Management Economics, Econometrics & Finance

Description

Jurnal Manajemen Motivasi (JMM) adalah Jurnal Ilmiah Fakultas Ekonomi dan Bisnis Universitas Muhammadiyah Pontianak yang diterbitkan secara berkala 2 (dua) kali dalam satu tahun (Juni dan Oktober) sebagai sarana untuk menyebarluaskan hasil penelitian dan ilmu pengetahuan di bidang ilmu manajemen ...