JURNAL MANAJEMEN MOTIVASI
Vol 22 No 1 (2026): Jurnal Manajemen Motivasi

The Influence of Financial Literacy, Hedonistic Lifestyle, and Tri Nga Teachings on Student Financial Management

Raflan Diana Megong, Leonardina (Unknown)
Anita Chandra Putry, Nur (Unknown)

Article Info

Publish Date
22 Mar 2026

Abstract

This study examines how financial literacy, hedonistic lifestyle, and Tri Nga teachings affect student financial management. Using a quantitative design, data were collected from 140 students of the Faculty of Economics, Universitas Sarjanawiyata Tamansiswa through purposive sampling and analyzed using multiple linear regression. The results show that all three variables have positive and significant effects on student financial management, with Tri Nga teachings as the dominant predictor. Collectively, the model explains 82.5% of the variance. These findings imply that financial capability, lifestyle awareness, and cultural values should be strengthened in student financial education. Keywords: Financial Literacy, Hedonistic Lifestyle, Tri Nga Teachings, Student Financial Management

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Journal Info
JURNAL MANAJEMEN MOTIVASI
Website

Abbrev

jm_motivasi

Publisher

Universitas Muhammadiyah Pontianak

Subject

Decision Sciences, Operations Research & Management Economics, Econometrics & Finance

Description

Jurnal Manajemen Motivasi (JMM) adalah Jurnal Ilmiah Fakultas Ekonomi dan Bisnis Universitas Muhammadiyah Pontianak yang diterbitkan secara berkala 2 (dua) kali dalam satu tahun (Juni dan Oktober) sebagai sarana untuk menyebarluaskan hasil penelitian dan ilmu pengetahuan di bidang ilmu manajemen ...