Journal of Business, Accounting and Information Technology
Vol. 1 No. 1 (2026): February 2026

The Effect of E-Wallet Use on Impulse Buying Behavior Students in Business Administration of Politeknik Negeri Kupang

Jessica Hermanus (Politeknik Negeri Kupang)
Janri Delastriani Manafe (Politeknik Negeri Kupang)



Article Info

Publish Date
07 Feb 2026

Abstract

The development of digital payment technology, particularly e-wallets, has influenced transaction patterns and consumer behavior, especially among students. This study aims to analyze the effect of e-wallet usage on impulse buying behavior among students of the Department of Business Administration at Politeknik Negeri Kupang. The research employs a quantitative approach with an explanatory design. Data were collected through questionnaires distributed to 62 respondents selected using a simple random sampling technique. The data analysis used descriptive and inferential statistical methods, including classical assumption tests, simple linear regression, correlation analysis, and coefficient of determination. The results show that e-wallet usage has a positive and significant effect on students’ impulse buying behavior. This indicates that increased use of e-wallets tends to encourage spontaneous and unplanned purchases. The relationship between e-wallet usage and impulse buying is relatively strong, with e-wallets contributing significantly to explaining variations in impulse buying behavior, although other factors outside the research model also play a role. Theoretically, this study contributes to consumer behavior research related to digital payment systems. Practically, the findings emphasize the importance of digital financial literacy to promote responsible e-wallet usage among students.

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Journal Info

Abbrev

jbait

Publisher

Subject

Description

The Journal of Business, Accounting and Information Technology (JBAIT) is published in online versions. It is dedicated to disseminating high-quality research findings in business, accounting, and information technology. The journal serves as a scholarly platform for researchers, academics, ...