Jurnal Ilmiah Ekonomi Islam
Vol. 12 No. 3 (2026): Jurnal Ilmiah Ekonomi Islam

PENGARUH PENGGUNA E-MONEY DI SHOPEE TERHADAP KEPUTUSAN PEMBELIAN YANG SESUAI DENGAN PRINSIP SYARIAH PADA MAHASISWA FEBI UNZAH

Sri Utami (Universitas Islam Zainul Hasan Genggong)
Zahida I'tisoma Billah (Universitas Islam Zainul Hasan Genggong)
Yeni Kartikawati (Universitas Islam Zainul Hasan Genggong)



Article Info

Publish Date
05 Jun 2026

Abstract

This study aims to determine the influence of e-money usage on Shopee on Sharia-compliant purchasing decisions among students of the Faculty of Economics and Business (FEBI) of Zainul Hasan Genggong Islamic University (UNZAH) in the class of 2022. This study used a quantitative approach with a survey method. The sample size was 103 respondents, determined using a total sampling technique. Data were collected using a Likert-scale questionnaire and analyzed using SPSS, including tests for validity, reliability, normality, simple linear regression, correlation coefficient, and coefficient of determination. The results indicate that e-money usage on Shopee has a positive and significant effect on Sharia-compliant purchasing decisions, with a significance value of 0.000 < 0.05 and a regression coefficient of 0.390. The correlation coefficient (R) of 0.512 indicates a moderate relationship, while the coefficient of determination (R²) of 0.262 indicates that 26.2% of purchasing decisions are influenced by e-money usage on Shopee, with the remainder influenced by other factors. Thus, e-money users contribute to students' purchasing decisions, but still require controls to ensure compliance with Sharia principles.

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Journal Info

Abbrev

jei

Publisher

Subject

Economics, Econometrics & Finance Social Sciences

Description

Jurnal Ilmiah Ekonomi Islam diterbitkan 3 (tiga) kali setahun (Maret, Juli dan November) oleh Lembaga Penelitian dan Pengabdian Kepada Masyarakat STIE AAS ...