JURNAL ILMIAH EKONOMI, MANAJEMEN, BISNIS DAN AKUNTANSI
Vol. 3 No. 3 (2026): MEI

Pengaruh Penggunaan E-Wallet terhadap Perilaku Konsumtif Mahasiswa Fakultas Ekonomi dan Bisnis Universitas Jenderal Soedirman

Alrianisti Rafa Athaya (Universitas Jenderal Soedirman)
Dian Isnawati (Universitas Jenderal Soedirman)
Aldila Krisnaresanti (Universitas Jenderal Soedirman)



Article Info

Publish Date
29 May 2026

Abstract

This study was conducted to analyze the influence of e-wallet usage on the consumer behavior of students at the Faculty of Economics and Business, Jenderal Soedirman University. The development of digital payments has driven increased e-wallet usage among students, as they are perceived as more practical, efficient, and faster for transactions. This convenience is expected to influence student consumer behavior. This study employed a quantitative approach with a survey method. Sampling was conducted using a purposive sampling technique, with 50 students who had used e-wallets for at least the past three months and made at least three transactions per month. Data were collected through an online questionnaire and then analyzed using simple linear regression. The results showed that e-wallet usage has a positive and significant influence on student consumer behavior. These findings indicate that the higher the level of e-wallet usage, the greater the tendency for student consumer behavior. This research is expected to provide students with considerations to be more prudent in using e-wallets and to better manage their finances in the digital era.

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Journal Info

Abbrev

jemba

Publisher

Subject

Decision Sciences, Operations Research & Management Economics, Econometrics & Finance

Description

JURNAL ILMIAH EKONOMI, MANAJEMEN, BISNIS DAN AKUNTANSI Berfokus pada penerbitan artikel berkualitas tinggi yang didedikasikan untuk semua aspek Ekonomi, Manajemen, Bisnis dan Akuntansi. Jurnal ini memberikan ruang bagi para peneliti untuk berdiskusi, mengejar dan meningkatkan pengetahuan di bidang ...