Aghniya: Jurnal Ekonomi Islam
Vol 8, No 1 (2026): AGHNIYA: Jurnal Ekonomi Islam

Implementasi Prinsip Syariah pada Pegadaian Syariah (Studi Kasus Cabang Paus, Pekanbaru, Riau)

Anggun Anugrah (UIN SUSKA RIAU)
Aulia Apriani Jemmi (Universitas Islam Negeri Sultan Syarif Kasim)
Fai’qul Halim (Universitas Islam Negeri Sultan Syarif Kasim)
Siti Aisyah (Universitas Islam Negeri Sultan Syarif Kasim)
Abdul Aziz (Universitas Islam Negeri Sultan Syarif Kasim)
Azwar Azwar (Universitas Islam Negeri Sultan Syarif Kasim)



Article Info

Publish Date
06 Jun 2026

Abstract

This study aims to analyze the implementation of sharia principles at the Paus Branch of the Sharia Pawnshop. The research method used is a descriptive qualitative approach with data collection techniques through interviews, observation, and documentation. The results show that the main product of the Sharia Pawnshop is financing based on the rahn contract (Sharia pawn), which provides easy, fast disbursement of funds in accordance with Islamic principles. In addition, there are other products such as arrum, microfinance, and digital gold savings. From the contract aspect, all transactions have fulfilled the pillars and sharia law. From the principle aspect, the Sharia Pawnshop has implemented transparency, fairness and avoided elements of usury, gharar, and maysir. However, challenges remain such as low public literacy and competition with other financial institutions. Overall, the Sharia Pawnshop has carried out its operations in accordance with Sharia principles.

Copyrights © 2026






Journal Info

Abbrev

AGHNIYA

Publisher

Subject

Religion Economics, Econometrics & Finance

Description

Manuscripts published in the Aghniya: Jurnal Ekonomi Islam includes the results of scientific research original articles scientific reviews that are new. Aghniya: Jurnal Ekonomi Islam is a media publication manuscript that contains the results of the Field Research applying peer-reviewed. Aghniya: ...