Indonesia Economic Journal
Vol. 2 No. 1 (2026): JANUARI-JUNI

Efektifitas Sistem Keuangan Syariah Terhadap Pertumbuhan Ekonomi Nasional

Rusda Diana (UIN Sultan Maulana Hasanuddin Banten)
Haeriah Haeriah (UIN Sultan Maulana Hasanuddin Banten)
Ifan Hidayat (UIN Sultan Maulana Hasanuddin Banten)



Article Info

Publish Date
06 Jun 2026

Abstract

This study aims to examine the effectiveness of the Islamic financial system in promoting national economic growth. The research adopts a qualitative approach using a literature review method by analyzing various academic journals, books, and relevant sources. The findings indicate that the Islamic financial system plays a strategic role in supporting economic development through its fundamental principles, including risk-sharing, the prohibition of riba (interest), and the strengthening of real sector-based activities. Islamic financial instruments such as Islamic banking, sukuk, and zakat contribute to financial stability, investment growth, and a more equitable income distribution. However, several challenges remain, including low public literacy, limited market share, regulatory constraints, and lack of product innovation. Therefore, strategic efforts are needed, such as strengthening institutions, enhancing financial inclusion, and increasing public awareness. The development of a more adaptive and sustainable Islamic financial system is essential to support inclusive national economic growth.

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Journal Info

Abbrev

iej

Publisher

Subject

Economics, Econometrics & Finance

Description

Accepts research articles, both empirical studies and literature studies that focus on the fields of Economics, Accounting and ...