Budimas : Jurnal Pengabdian Masyarakat
Vol. 8 No. 2 (2026): BUDIMAS : Jurnal Pengabdian Masyarakat

OPTIMALISASI STRATEGI PEMASARAN MUDHARABAH MELALUI EDUKASI DAN ANALISIS REGRESI DI BSI KCP MEDAN ADAM MALIK: STRATEGI PEMASARAN MUDHARABAH

Febya Br Nasution (Unknown)
Rafika Sari Prayetno (Universitas Islam Negeri Sumatera Utara)
MHD Pradana (Unknown)
Rima Aprilia (Unknown)



Article Info

Publish Date
30 May 2026

Abstract

This community service activity aims to improve the effectiveness of marketing strategies for mudharabah savings products at Bank Syariah Indonesia (BSI) KCP Medan Adam Malik. The main problem faced by the partner institution is the low public understanding of mudharabah products and the suboptimal promotional strategies implemented by the bank. The implementation method consisted of several stages, including field observation, marketing data collection, data analysis using multiple linear regression, and educational discussions on marketing strategies with the bank staff. The data used consisted of monthly marketing data for one year analyzed using IBM SPSS Statistics 27. The results showed that simultaneously the number of promotional advertisements, the number of BSI branches in Medan City, and the profit-sharing ratio influence the number of mudharabah account openings. Partially, promotional advertisements and profit-sharing ratios significantly influence account openings, while the number of branches does not have a significant effect. Based on these findings, the service team recommends enhancing digital promotion strategies and strengthening public education on Islamic banking products. This activity is expected to assist Bank Syariah Indonesia KCP Medan Adam Malik in increasing public interest in mudharabah savings accounts.

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Journal Info

Abbrev

JAIM

Publisher

Subject

Religion Humanities Economics, Econometrics & Finance Social Sciences Other

Description

Jurnal Pengabdian Masyarakat BUDIMAS diterbitkan 2 (dua) kali setahun (April dan Oktober) oleh LPPM STIE AAS. Terbit pertama pada bulan Oktober 2019. BUDIMAS memuat hasil pengabdian kepada masyarakat dalam segala bidang. Editor mengundang para akademisi dan praktisi terkait (Perguruan Tinggi, ...