The Role of Baitul Mal wat Tamwil in the Development of Small Micro Enterprises to Realize Prosperity: Peran Baitul Mal wat Tamwil dalam Pengembangan Usaha Mikro Kecil untuk Mewujudkan Kemakmuran

Fauziah Fauziah (Institut Agama Islam (IAI) DDI Mangkoso)
Aswan Aswan (Institut Agama Islam (IAI) DDI Mangkoso)
Abd. Muzakkir (Sekolah Tinggi Ilmu Ekonomi Mujahidin)

International Journal of Economic Entrepreneurship and Business Management
Vol. 1 No. 3 (2026): Strategic Management Transformation in the Digital Era and Global Uncertainty

The purpose of this study is to find out about the Role of Baitul Mal wat Tamwil Al-Amin in the Development of Small Micro Enterprises in the city of Makassar. The study was located at BMT Al-Amin. This type of research is field research, which is qualitative, namely by using observation techniques, interviews, and documentation. Observation and interviews are conducted by researchers directly involved with BMT Al-Amin, while documentation is carried out by collecting documents that have to do with the development of SMEs. The results of this study show that the role of BMT Al-Amin in the development of SMEs in Makassar City has been very optimal, this is evidenced by the opening of jobs in various sectors to absorb labor and improve the welfare of the community, especially small or underprivileged communities. However, BMT Al-Amin must face several problems, including external parties (customers) and internal parties of BMT Al-Amin. Nevertheless, BMT Al-Amin still has specific strategies for dealing with these problems. By providing training and facilitating financing services at BMT Al-Amin, it can develop SMEs.