Jurnal Penelitian dan Pengabdian Masyarakat
Vol. 4 No. 2 (2026): May 2026 In Press

Penguatan Literasi Dan Pencatatan Keuangan Pada Kelompok UMKM Perempuan Mandiri di Sidoarjo

Ratna Anggraini Aripratiwi (Universitas Islam Negeri Sunan Ampel Surabaya)



Article Info

Publish Date
21 May 2026

Abstract

Micro, Small and Medium Enterprises (MSMEs) are one of the pillars supporting the Indonesian economy and are able to contribute to Indonesia's Gross Domestic Product (GDP) by 61.07%. This strategic role is what drives the Government to focus on programs to support MSMEs to be more sustainable. One example of a program developed by the Government is the Kurma Independent Women's Business Card Program (KURMA) in Sidoarjo Regency. Many obstacles faced by MSMEs certainly depend on the type of business, location, inadequate understanding of human resources, and minimal financial literacy. Financial literacy is one of the problems of business actors, especially MSMEs. This service focuses on the MSME Women's group who have received the KURMA assistance program. The service method used is Participatory Action Research (PAR), which is an active collaboration between the community and researchers to find program solutions to problems. The results of this service show several positive impacts, including increasing awareness of MSME entrepreneurs of the importance of understanding financial literacy and preparing business financial reports, the mentoring process helps entrepreneurs in preparing financial reports, and providing added value to MSMEs. This service provides a reflection of changes in the development and sustainability of SMEs.

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Journal Info

Abbrev

jp2m

Publisher

Subject

Humanities Economics, Econometrics & Finance Environmental Science Social Sciences Other

Description

Jurnal Penelitian dan Pengabdian Masyarakat ( JP2M ) menyebarluaskan hasil penelitian berbasis pengabdian masyarakat, peningkatan kapasitas masyarakat dan pemberdayaan masyarakat, serta inovasi pemberdayaan masyarakat di seluruh dunia. Fokus dan Ruang lingkup Jurnal Penelitian dan Pengabdian ...